Which housing program are they most likely participating in? When you have completed the practice exam, a green submit button will He just denied a loan to a couple seeking to buy real estate in the inner city where the default rates are always high. race, color, religion, national origin, sex, familial status, handicapped. Which law prohibits any type of discrimination based on race? The Smith family is helping to build a house with a nonprofit which received a grant from HUD to fund the project. By law, a mortgage lender is considered _____. Fair Housing Training – Contact Us Today! Good luck! Rick's a real estate agent that thinks his clients will be happier in neighborhoods where everyone is the member of the same race. FAIR HOUSING Equal Opportunity for All • For profit, persuade, or try to persuade homeowners to sell or rent dwellings by suggesting that people of a particular race, etc. Which of the following describes Rick's actions? Fair Housing Road Map of the Rental Process, Meeting, Greeting, and Taking Prospects on Tours, Process Lease Violations and Terminations, Common fair housing issues that arise in maintenance, The what and why of frequently asked questions, Student housing definition and federal laws. We'll review your answers and create a Test Prep Plan for you based A housing complex with 80% of the units occupied by a person 55 or older would be exempt from renting to which protected class. What unethical practice is Kerry engaging in?
To protect himself from Fair Housing suits, an agent should. A person who has a history of mental illness but is recovered, is still protected under the handicapped class. How long does a complainant have in which to file a Fair Housing violation complaint?
Study more effectively: skip concepts you already know and focus on what you still need to learn. When is the sale or rental of a single-family home exempt from the Fair Housing Laws? Familial status and handicap were added as protected classes in _____? Who will commence the litigation for her? appear. Learn vocabulary, terms, and more with flashcards, games, and other study tools. Which of the following groups are exempt from the fair housing laws? Ronald is a real estate investor. All of the following agencies are responsible for enforcement of the Fair Housing Laws EXCEPT: Not as long as the open choice is made by the customer or client, not by the broker or agent. The requirements set forth in the Fair Housing Act and Section 504 regulations are enormously complex and far-reaching. Page 1 of 3 FAIR HOUSING ACT (FHA) EXAMINATION PROCEDURES The examination procedures in this section are primarily for the technical compliance review. Many consumer rights are protected under the: Mary works for a bank that refuses to lend to anyone that lives in a certain neighborhood near the center of town. After construction is finished, the Smith family will purchase the property at a subsidized price. Which of the following properties would be exempt from the familial status law? All of the following are illegal activities under the Familial Status protected class EXCEPT: If a complainant needs immediate help to stop a serious problem that is being caused by a Fair Housing Act violation, HUD may authorize the Attorney General to go to court to seek temporary or preliminary relief, pending the outcome of the complaint. b. Which of the following would NOT be protected under the handicap status of the Fair Housing Laws? back Services, Fair Housing & Consumer Protection Chapter Exam. Sciences, Culinary Arts and Personal You can skip questions if you would like and come An equal opportunity poster to be displayed in all sales and rental offices in a conspicuous location. If a consumer is registered on the Do Not Call Registry, a real estate professional can make an exception if: They are calling a seller about an expired real estate listing, They have an established relationship with the consumer and have received written permission to call them, They were referred to make the call by someone else. All other trademarks and copyrights are the property of their respective owners. back Click it to see your results. Kerry works for a bank. Start studying Fair Housing Exam. to them later with the "Go To First Skipped Question" button. Fair lending is not covered in … have moved, or are about to move into the neighborhood
The fair housing Click it to see your results. Directing a minority toward a certain neighborhood or away from a certain neighborhood is known as: Refusing to make loans or issue insurance policies in certain areas is known as, Panic selling for financial gain by insinuating that a minority group is moving into the area is known as. If the complaint is filed with HUD, one year; if filed in Federal Court, 2 years. All rights reserved. The Jones family is receiving a rent subsidy to apply against the rent they pay for an apartment. Premium members get access to this practice exam along with our entire library of lessons taught by subject matter experts. Choose your answers to the questions and click 'Next' to see the next set of questions. Which of the following statements is TRUE regarding a tenant making changes to a rental unit to accommodate a handicap? What type of unethical practice is the bank engaging in? When he has an Hispanic rental applicant apply, he directs the applicant to his 'Hispanic apartments'. Fair Housing & Consumer Protection Chapter Exam Instructions Choose your answers to the questions and click 'Next' to see the next set of questions. Self-Help Homeownership Opportunity Program.
In addition to income, the Equal Credit Opportunity Act requires that credit applications must be considered only on the bases of: When the home is owned by an individual who does not own more than three such homes at one time, a broker or salesperson is not used, and discriminatory advertising is not used.
Self-Help Homeownership Opportunity Program (SHOP). Biological and Biomedical The Gramm-Leach Bliley Act requires financial institutions to provide consumers with: Which of the following is not a type of discrimination prohibited by the Fair Housing Act of 1968?
Which of the following statements is TRUE regarding a tenant making changes to a rental unit to accommodate a Does the selection of an agent of similar background by a customer or client violate the fair housing laws? Good luck! You can skip questions if you would like and come The enforcement agency for the federal Fair Housing Act is the Department of Housing and Urban Development (HUD); a complaint can be filed with HUD online, via email, on the phone or in the mail. They have written to the consumer requesting permission to call them. Fair housing training is at the core of operations, risk mitigation, and professional development for every housing industry professional and company. appear. The loan was denied because the husband had just lost his job and the family has recently took some dings on their credit report, which also indicates a high amount of credit card debt. © copyright 2003-2020 Study.com. A complaint against a real estate licensee who illegally discriminates may be filed with the Wisconsin Department of Safety and Professional Services. This is known as: keep accurate records of what property he shows to whom. Take this practice test to check your existing knowledge of the course material. When he has a Caucasian applicant apply, he offers them an apartment in his 'Caucasian' apartments. Which of the following statements is TRUE? Earn Transferable Credit & Get your Degree. The 1972 amendment to the Fair Housing Act requires what? We have developed innovative, cost-effective training suites to educate our valued clients on how to protect their property, company, residents, and even their career. Consequently, if his client is African American, he only shows listings of houses from neighborhoods consisting of primarily African American residents. Contact us by phone at (877) 266-4919, or by mail at 100 View Street #202, Mountain View, CA 94041. NAHMA’s Fair Housing Compliance™ (FHC™) course trains managers to understand these complex regulations, and provides clear instructions on fair housing laws. What is Perry doing wrong? Based on your results, we'll create a customized Test Prep Plan just for you! Choose your answers to the questions and click 'Next' to see the next set of questions. The "55 or older" exemption to the familial status class requires that ____ of the units be occupied by persons 55 or older, and must provide significant facilities and services to meet the physical and social needs of older persons. Perry is a property manager.
If you continue to use this site we will assume that you are happy with it. on your results. Questions and Answers on: F A I R H O U S I N G The purpose of the fair housing laws is to protect a person’s right to own, sell, purchase, or rent housing of his or her choice without fear of unlawful discrimination. to them later with the "Go To First Skipped Question" button. Martha has received a reasonable cause determination from HUD, and wants to go to federal court. A tenant may make changes to their unit to accommodate their handicap, however, they must do so at their own expense and must put the unit back in its original condition when vacating.
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